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DEARBORN Not having enough money to pay the mortgage and facing mortgage foreclosure can be frightening when there seems to be nowhere to turn.

Foreclosures

Poster town for the foreclosure crisis (The Toledo Blade)

ASSOCIATED PRESS STOCKTON, Calif. - Since the housing crisis began, this inland port city 80 miles east of San Francisco has had one of the worst foreclosure rates in the country - and for most of the time, has had the worst rate. At the height of it, about one in 10 houses fell to foreclosure. Houses that sold for more than $500,000 before the crash now go for $200,000. In some neighborhoods ...